Apprisen maintains a wealth of resources regarding different aspects of achieving financial health. In our library of resources below, find helpful worksheets, links, tips, financial calculators, and more.
Unemployment Bridge Program
Are you in Kentucky, unemployed and behind on mortgage payments? The Unemployment Bridge Program is a mortgage relief program that provides eligible homeowners with financial assistance. Download this free pdf to learn more about the program.
Help spread the wealth of financial health! Apprisen provides high quality, financial education workshops to organizations and community groups. We present practical information to help people learn how to get and stay on track with their money. Possible workshop topics include, but are not limited to:
If you are interested in bringing effective financial workshops to your group, a member of our professional education staff will work directly with you to identify the needs of your audience and customize a presentation based on your objectives.
Create a list of what you own (assets) and what you owe (liabilities) to determine your net worth.
Net Worth Statement
Record your monthly income and itemized monthly expenses to see where your money is going.
Basic Cash Flow Statement
Check for warning signs of overindebtedness long before creditors start sending collection notices.
Think of goals as dreams with deadlines. Use this form to help you identify your need for emergency savings, short-term and long-term financial goals, and a time frame for achieving them.
Savings Goal Worksheet
Plan for major expenses that occur throughout the year on an irregular basis.
Periodic Expense Worksheet
Use this form to request your credit report in writing from any, or all, of the nationwide consumer credit reporting companies.
Credit Report Request Form
Here are ways to cope with crisis-related financial stress.
Ways to Cope With Crisis Related Financial Stress
As communities across the nation are experiencing temporary closure of businesses, schools, etc. due to COVID-19, many will be financially impacted. Here are some action steps that can help protect your financial health.
COVID-19 & Your Financial Health: Action Steps
Many of us are feeling the effects of a crisis right now, including experiencing loss of income. Download this free resource for ways to make your money go farther.
Loss of Income: Make Your Cash Go Farther
If you're feeling anxious right now you are not alone. Many nurses are experiencing higher than normal stress. Download this free resource on how to cope with COVID-19 related stress.
Nurses: Coping with Covid-19 Stress
The 4 steps in this free download can help put you in the best position to confront an economic downturn & the job losses in a pandemic.
Pandemic-Proof Your Career
Teachers have been navigating unprecedented challenges adding stress & pressure to their daily lives due to COVID-19. Here are a few practical tips to add a little more balance for teachers.
Work-Life Balance In Your Virtual Classroom
Private student loans are not affected by the CARES Act. Here are some options to continue making your payments on time or to contact your loan servicer about hardship options.
What to do With Your Private Student Loans During the Coronavirus Crisis
Summer is fast approaching and now is the time to start making plans.
8 Free Ways to Have Fun This Summer
Financial health happens when you partner with IRIS! Securely submit your financial information to IRIS and receive a free, comprehensive financial plan within hours! This plan is reviewed by one of our live Certified Financial Specialists. It's the first step on your journey to financial health!