Improve Your Financial Health. Build a Bright Future. Apprisen, in partnership with Bright, do the legwork for you. For every goal, there's a personalized debt management plan ($0 set-up fees).
09/07/2025
...My representative was exceptional in her knowledge; her professionalism and exceptional communication. If I had any questions, [my Financial Specialist] returned my call within a short period of time. Very pleased with your company!
06/07/2025
Great service & easy to understand when it comes to working on your credit.
06/02/2025
I was at an all time low with my debt and Apprisen gave me hope. At first it was hard for me to believe I could commit to the plan, but I did! Great advice, encouragement and a practical plan to set myself on a better financial path...I never felt shame. Her encouragement really helped and I just finished my plan! I highly recommend their service. They really helped you to change your mindset and help you get yourself out of debt.
01/19/2022
Libby and the Apprisen team have proved to be invaluable to setting and meeting my short term and long term financial goals. Even with my unique situation as an entrepreneur, the consulting is astute, informed, and nurtures accountability. I wouldn’t just recommend Apprisen, but I would recommend others start using them immediately — otherwise it’s time and money lost...The price with Apprisen is very fair and now having worked with them for over a year, the results are unparalleled.
10/07/2021
My Experience with Urmi - has been INCREDIBLE. For somebody that did not know me - she took the time to listen to me, showed patience, and compassion for my situation. While also expressing an urgency to help me get things handled quickly - which I appreciate. I work in sales/customer service - and I will say Urmi is one of the BEST around. By the end of our conversation - I felt like I had made a new friend.
04/29/2019
Great service that is so helpful to get your finances back on track. Representatives are very friendly, courteous, and best of all knowledgeable and professional. Couldn't ask for better service and guidance.
04/26/2019
Was treated with respect. A very professional person with knowledge, expertise and was very empathic. Was great.
04/28/2019
This is a fabulous service for everyone at any stage in their life. Learning how to manage one's income and expenses is very important no matter when one decides to start learning.
04/27/2019
They were helpful, non-judgmental, and very knowledgeable. It was the easiest way to tackle a very difficult situation and I feel I learned a lot.


We’re a non-profit organization committed to your financial well-being. Since 1955, we have helped over 1 million people improve their financial health by empowering them to manage their money & get out of debt.
Exclusively for Bright clients, we're waiving all set-up fees! You'll pay no set up fees when you enroll in our debt management program ($45 savings).
Apprisen's debt management program is effective in improving people's financial health with: Lower interest rates, one monthly payment, reduced or waived fees, support from a financial specialist, free resources, & more!