The most common form of a tax refund loan is the Refund Anticipation Loan (RALs) but they come in many shapes & sizes. Refund Anticipation Checks (RACs) are another common product that allow you to avoid paying tax preparation fees up front.
If you don’t have a bank account, this is the perfect time to open one. Many banks & credit unions offer free checking accounts. If you need help or have had trouble opening a bank account in the past, check out your local Bank On program.
If you don’t have a bank account due to problems with your personal finances, you can get free financial counseling at Apprisen. For more information, visit Apprisen online or call: 800.355.2227.
Financial health happens when you partner with IRIS! Securely submit your financial information to IRIS and receive a free, comprehensive financial plan within hours! This plan is reviewed by one of our live Certified Financial Specialists. It's the first step on your journey to financial health!