Join our upcoming Twitter Chat “Money & Mental Health”, with special guest Melanie Lockert of The Mental Health & Wealth Podcast on Tuesday, September 13th, 2022 at 1PM EST. We will be discussing how finances & debt impact mental health.
Participants have a chance to win one (1) grand prize: a $50 Amazon gift card + Apprisen Swag Items ($25 Value). The winner will be randomly selected through Rafflecopter.
Enter to win via Rafflecopter here for the random drawing selection then complete the following tasks: (1) follow Apprisen’s Twitter (Twitter handle: @Apprisen); and (2) participate in the Twitter Chat with the hashtag: #FinHealthChat.
Questions
Q1: What are some current issues causing people a lot of financial stress/anxiety?
Q2: What are some signs of financial stress?
Q3: Where can you find support if you struggle to manage financial stress when making financial decisions?
Q4: How does debt impact overall mental health?
Q5: How can financial anxiety impact our physical health?
Q6: Financial anxiety can also impact our mental health. What are some ways it can impact mental health?
Q7: What are some ways you can manage anxiety levels during a financial and/or economic crisis?
Q8: Financial stress can be very detrimental in life. What are some signs it’s time to seek help?
Q9: What free local community resources are available?
Q10: Any other suggestions to help people struggling with finances and financial stress/anxiety right now?
Sweepstakes Rules
OFFICIAL RULES NO PURCHASE NECESSARY TO ENTER OR WIN. A PURCHASE OF ANY KIND WILL NOT INCREASE YOUR CHANCES OF WINNING. VOID WHERE PROHIBITED OR RESTRICTED BY LAW. OPEN TO LEGAL U.S. RESIDENTS AT LEAST 18 YEARS OLD ONLY. The Apprisen Twitter Chat Giveaway (“Sweepstakes”) is sponsored by Apprisen (“Sponsor”), D/B/A Consumer Credit Counseling Service of the Midwest Inc.
1) General: All federal, state and local laws and regulations apply. Void where prohibited or restricted by law. By participating in the Sweepstakes, you agree that: (1) you have read and understand the Official Rules; (2) you meet the Sweepstakes eligibility requirements as explained in the Official Rules; (3) you unconditionally accept and agree to comply with and abide by the Official Rules and the decisions of Sponsor, which are final and binding in all respects. An entrant’s failure to comply with these Official Rules may result in disqualification from the Sweepstakes.
2) Eligibility: Sweepstakes open to natural persons who are legal residents of the U.S., 18 years of age or older at the time of entry. Employees, directors and officers of Sponsor and its affiliates, parents, subsidiaries, representatives, licensors, licensees, successors and assigns, and advertising and promotion agencies (together, the “Sponsor Entities”) and members of their immediate families (spouses, parents, children, and siblings and their respective spouses, regardless of where they reside), and/or those living in the same household of any of the foregoing, are not eligible. Entrants must have a valid Rafflecopter and Twitter account (or valid e-mail account, for the alternate method of entry described below) to enter. If you do not have a Rafflecopter or Twitter account and you would like to create one for free, visit http://rafflecopter.com or www.twitter.com, respectively, for more details. Registration for and use of Rafflecopter or Twitter is subject to the Rafflecopter and Twitter terms and conditions, respectively. Sponsor Entities have no responsibility with respect to such registration or use. This Sweepstakes is not sponsored, endorsed or administered by, or associated with Rafflecopter or Twitter.
3) Entry Period: Sweepstakes opens August 13, 2022 at 1:00 pm Eastern Time (“ET”) and closes September 13, 2022 at 1:00pm ET (“Entry Period”). All times to be determined by Sponsor’s clock.
4) How to Enter: You may enter the sweepstakes in one (1) of the following (2) ways:
Limit one (1) entry per person during the Entry Period. If an entrant makes or attempts to make multiple entries during any day, week or month of the Entry Period, Sponsor reserves the right to disqualify all entries made by any such entrant. Use of automated devices and/or third-party entry services to enter or entering by any other means which subvert the entry process, is prohibited. Entrants are responsible for any and all online or other charges incurred with any Internet service provider and/or wireless carrier. Sponsor Entities are not responsible for late, lost, garbled or misdirected entries or any computer or human error. Incomplete or illegible entries are ineligible. All entries become property of Sponsor and will not be acknowledged or returned. Entrants must be the registered subscriber of the Twitter account, Rafflecopter account or email account from which the entry is made. Each entrant may enter using only one (1) account. In the event of a dispute as to the identity of an entrant, entrant will be deemed the authorized account holder at time of entry. To be eligible, an entry via Rafflecopter must comply with the following restrictions:
5) Selection of Winners; Odds of Winning: One (1) potential winner will be selected, via a random prize drawing conducted by Sponsor on or about September 13, 2022. All prizes will be awarded. Limit one (1) prize per person. Odds of winning depend on the number of eligible entries received during the Entry Period.
6) Prize: One (1) Grand Prize for each Monthly Event: One $50 Amazon gift card + Apprisen Swag Items (Water bottle, Pens, Financial Resources), Total Value: $25.
No cash or other prize substitution is permitted except at Apprisen’s discretion. The prize is nontransferable. Any and all prize related expenses, including without limitation, any and all deferral, state and/or local taxes shall be the sole responsibility of the winner.
7) Winner Notification: Potential winner(s) will be notified by Sponsor via a tweet message via Twitter and/or via email. If a potential winner does not respond to the message within 48 hours of the notification Sponsor, (ii) the Sponsor’s Twitter account or e-mail account is blocked from contacting potential winner via Private Message, (iii) the prize or prize notification is returned as undeliverable, or (iv) potential winner cannot or does not respond or accept the prize for any reason, then the potential winner will be disqualified and an alternate potential winner will be selected from all remaining eligible entries received during the Entry Period. Once a potential winner has engaged in a Message communication with Sponsor, Sponsor may send the potential winner additional verification instructions via Private Message, email, postal mail and/or express mail at Sponsor’s sole discretion. Potential winner is subject to verification by Sponsor, which reserves the right to disqualify any entrant or potential winner who is ineligible or has violated any applicable law or these Official Rules. Potential winner is not a winner unless and until Sponsor so determines. Prize[s] will be delivered to the winner[s] via U.S. Mail to the address provided by winner at confirmation within three (3) weeks of Sponsor’s determination of the winner.
8) Communications/Privacy: Any personal information collected in connection with the Sweepstakes will be used and disclosed pursuant to Sponsor’s Privacy Policy at https://apprisen.com/privacy/ except as otherwise stated herein. Potential winner agrees to receive email communications from Sponsor concerning prize notification. Winner agrees that his/her first name and last initial or Twitter and/or Rafflecopter username may be used in announcing winner on Sponsor’s Twitter and/or Rafflecopter page(s), and for publication, advertising and promotional purposes by Sponsor without further consideration in any media or format now known or hereafter devised, throughout the world, in perpetuity, unless prohibited by law. Entrants may opt in to receive marketing email updates from Sponsor. Entrants who opt in agree to receive marketing email updates from Sponsor, unless they later indicate that they do not wish to receive future email updates from Sponsor by opting out as provided in Sponsor’s Privacy Policy.
9) Release and Indemnity: By participating, entrants agree that Sponsor Entities and Rafflecopter and Twitter have no liability or responsibility and are hereby released from any liability or responsibility for any injuries, losses or damages of any kind to persons or property in connection with or resulting from the Sweepstakes or the acceptance, possession or use of any prize. By participating, entrants agree to indemnify and hold harmless Sponsor Entities and Rafflecopter and Twitter against any claims of liability arising directly or indirectly from the Sweepstakes or the acceptance, possession or use of any prize. Entrants and anyone acting on their behalf, and their heirs, executors and assigns, hereby irrevocably release, waive and discharge Sponsor Entities and Rafflecopter and Twitter from any and all claims in connection with or resulting from the Sweepstakes or the acceptance, possession or use of any prize.
10) Administration: Sponsor reserves the right in its sole discretion to cancel or modify this Sweepstakes at any time. Sponsor is not responsible for incorrect or inaccurate transmission or for any computer or human error, technical malfunctions, lost/delayed data, omission, interruption, deletion, defect, line failures or any telephone network, computer equipment, software, inability to access any website or online service, or any other error or malfunction, or late, lost, scrambled, illegible or misdirected entries, even if the administration or proper play of the Sweepstakes is compromised. If Sponsor suspects or believes that any tampering or technical difficulties may compromise the integrity of the Sweepstakes, Sponsor reserves the right to cancel or modify the Sweepstakes, or void the entries at issue and conduct a random drawing using all eligible entries received. Sponsor Entities are not responsible for any failure of delivery of notice to potential winners or failure to receive responses from potential winners. If the Sweepstakes is terminated early, notice will be posted at https://twitter.com/apprisen. Any attempt to deliberately damage the content or operation of this Sweepstakes is unlawful and may be subject to legal action.
11) Copies of Official Rules & Winners’ List: For a copy of the winner list and/or these Official Rules, send a self-addressed stamped envelope with your request to Apprisen/Money & Mental Health Twitter Chat Sweepstakes, 700 Taylor Road Suite #190, Gahanna, OH 43230, Attention: Social Media Dept. Vermont residents may omit return postage. The winner will be available on Sponsor’s Twitter page on or about September 13, 2022.
12) Disputes: The Agreement shall be governed by, and construed in accordance with, the laws of the State of Ohio, without regard to its conflict of law provisions. The remedy for any claim concerning this Sweepstakes or any prize is limited to actual damages. In no event shall any party be entitled to recover punitive, exemplary, consequential or incidental damages, or attorney’s fees or other costs related to bringing a claim. Entrants may not rescind their agreement with these Official Rules or seek injunctive or other equitable relief.
13) Entire Agreement: This Agreement represents the entire understanding between you and Sponsor concerning the subject matter hereof. No modification or waiver of the terms of this Agreement shall be effective unless it appears in a writing signed by both parties. The failure of any of the Sponsor Entities to exercise or enforce any right or provision of this Agreement shall not operate as a waiver of such right or provision. If any provision of this Agreement is unlawful, void or unenforceable, that provision is deemed severable from this Agreement and does not affect the validity and enforceability of any remaining provisions.
14) Sponsor: The Apprisen/Money & Mental Health Twitter Chat Sweepstakes is sponsored by Apprisen, located at 700 Taylor Road Suite #190, Gahanna, OH 43230. Sponsor and this Sweepstakes are not sponsored, endorsed or administered by, or associated with Rafflecopter or Twitter or any other entity (other than Apprisen) identified with a prize. You understand that you are providing your entry and information to Sponsor and not Rafflecopter and Twitter, or to any entity identified with a prize.
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