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The Money Minute - ​​October 2016

In this Issue

Save on Halloween

4 Ways to Save on Halloween

Halloween, the best time of the year to be anyone BESIDES yourself. No matter if you’re 5 or 50, Halloween is a holiday that everyone can get into. Whether you’re trick or treating or hosting a Halloween Party, Halloween can get pricey. Here are some ways to spend less cash and eat more candy on Ole Hallows’ Eve.    

CategoriesCost Cutting

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The Return of the Living Debt

The Return of the Living Debt

The house was cool and quiet, a nice night in alone on the couch. A slight shudder ran up your spine as the phone vibrated on your arm rest. The unknown number doesn’t register when you answer the line. You hear a strange voice on the other end of the line. It’s a bill collector and they are demanding you make a payment. Suddenly, your mind is racing, “What is this? How do you know all of this about me? I paid that bill off years ago. I don’t remember this. Why is this happening now? What am I going to do?”

CategoriesConsumer Protection

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The Joys of Less

The Joys of Less

For young adults in high school and college aged students, it isn’t as easy to build credit as it has been in the past. For me, it all started when we thought we were changing houses. The overwhelming feeling of having to relocate 3 people, 3 pets, and 4 years of “stuff” was enough to stifle any excitement over the move. I’d read articles on how simplifying your life was a good thing, but I always assumed they were referring to everyone else’s life. Surely part of what makes me happy is all the accoutrements of life that I had pulled around me – the extra set of everything from clothes to silverware to baby toys. But now that I was considering having to pack it, haul it, unpack it, and find it a new home I knew it was time.                            

CategoriesFrugal Living

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  Online Shopping Tips Blog

8 Tips for Shopping Safely Online

October is National Cyber Security Awareness Month and what better way to raise awareness than by talking about online shopping safety. Online shopping has been around for many years and is becoming a way of life for many of us. Now a days you can even purchase your groceries online and schedule a curbside pickup. Sounds pretty convenient, huh? If you’re trying to balance a busy work life, family and social engagements, online shopping can be a lifesaver (it definitely is for my household!). With merchants offering free or low cost shipping, many of us prefer to purchase items from the comfort of our home. Before we click on that check-out button, let’s keep in mind a couple of things…  

Categories: Consumer Protection

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Understanding Credit Reports and Scores Webinar: Wednesday, November 2nd 2016

Take charge of your credit identity by learning:

  • What’s a credit report and credit score 

  • How does information get reported 

  • How to access your report 

  • How you can dispute information on your report 

  • How your credit report and score can help you build a strong credit identity 

  • How knowledge of your credit report will help with ID theft prevention 

  • Register Now


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