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Financial ​Wellness

Take the First Step to Getting on Track

The first step in making positive changes is looking at your current financial situation. You can meet with a Financial Services Specialist in a free, initial counseling session that sets the foundation for identifying what you want to accomplish, including solutions to credit and debt concerns.

You and your counselor will discuss your situation in a confidential setting either in person or on the phone. You will receive an individualized action plan based on your income, expenses, and debts. Your action plan may include ways to increase income or decrease expenses. You may also receive referrals to community resources and ideas to change your lifestyle. The average time spent in the initial session is 60-90 minutes.

Our Debt Management Program (DMP) is often a good solution to help people reduce their debt. During the initial session, you and your counselor will determine if a DMP is appropriate for helping you get on track.


To get an accurate overview of your current financial
situation, we ask that you gather a few things for your
initial session.

A list of current living expenses - items such as rent or mortgage payments, utility bills, cell phone bill, school loans, car loans, etc.

Statements no older than 60 days from your creditors

Pay stub or other income documents


Want to get expert help?

Give us a call at any time and we will set up an appointment for a free assessment of your finances. Your appointment can take place over the phone or online. Call us and set up your initial counseling session now.

Take that first step and call us or click on the chat now button.




Want Apprisen to review your finances and have a counselor get back to you?

Don’t have time to work with a counselor now, but want to get your assessment started? You can collect your financial information and use our interactive online submission process to have our financial ​specialists review your finances and get back to you after we’re done. The entire process is secure, confidential, and at no cost to you.


Start now

To securely submit your financial information for our counselors to review, click on the Start Now Button


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