Today You Can Learn to Manage Your Debt
Credit is an important tool for reaching financial goals. However, if life changes or personal choices have found you navigating through too much debt, you may want to explore debt repayment options with one of our counselors. One solution may be a Debt Management Program (DMP), which is designed to help you pay off your credit card, medical and other unsecured debt in a timely manner. The average DMP client is able to pay off all debts in full within 48 months.
When you sign up for a DMP, Apprisen will act on your behalf with your creditors, working with them to establish a reasonable and mutually acceptable repayment plan. We will ask creditors to bring your accounts current, lower high interest rates, and stop late or over limit fees. Once your DMP has started, you will be able to make convenient deposits to us, which we send to your creditors monthly.
We want you to be successful, and we'll be there to help you get on track by providing tools and support during your Debt Management Program. After you complete the program, we will work with you to create a new plan so you can stay on track with your finances.
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Apprisen charges nominal fees to cover the cost of maintaining your program. These fees are subject to state regulations but will never exceed a $35 one time set up and a $35 monthly fee. Apprisen does not deny service if you are unable to pay. In cases of financial hardship, fees may be reduced or eliminated.
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DMP Payment Methods
For your convenience, Apprisen offers Apprisen AutoPay, our preferred payment method. AutoPay can help you avoid missed or late payments and prevent additional creditor fees while building a good payment history through the program.
You may also make your DMP deposit by online payment, money orders, cashier's checks and payroll deduction. Apprisen does not accept personal checks, online checks or cash.
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Get started immediately with our secure interactive online submission process. You will submit preliminary information including your regular monthly expenses and creditor details. A Financial Services Specialist will thoroughly review your information and contact you to discuss your situation.