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Bankruptcy Counseling

Face-to-Face Appointments

You can meet with a Certified Financial Counselor at one of our local offices for a 60 to 90 minute pre-filing bankruptcy counseling session. If you are filing a joint bankruptcy, you and your spouse need to attend the session together.

During the session, you will receive:

  • A budget and financial net worth analysis
  • An analysis of your current financial situation and the factors that caused it
  • A review of bankruptcy alternatives and consequences
  • A plan to avoid financial problems in the future
  • A certificate of completion

What to bring to your appointment:

  • Income verification (recent pay stubs or bank statements)
  • A list of current living expenses — items such as rent or mortgage
    payments, utility bills, cell phone bill, school loans, car loans, etc.
  • A copy of any creditor statements
  • A government issued photo ID
  • $50 fee (Money Order or Cashier's Check)

Call 800.355.2227 to
schedule your appointment.



The pre-filing counseling session fee is $50 for an individual or joint bankruptcy filing. This fee may be waived or reduced in limited hardship circumstances. For more information, please call 800.355.2227.

Apprisen has been "Approved to issue certificates in compliance with the Bankruptcy Code. Approval does not endorse the quality of an Agency's services."

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