Quick Tips

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How do you plan a budget? Wondering how much those credit card minimum payments are really costing you? One click will show you.

 

CCCS has assembled this list of short, straightforward articles to help you navigate your finances. Simply click the underlined topics you want know about. All documents are in PDF format and can be opened using Adobe Acrobat Reader.

 

If you still have questions after you download your Quick Tips article, you can contact CCCS to discuss your concerns.

 

All documents above are in PDF format and can be opened using Adobe Acrobat Reader. Don't have Acrobat Reader? Click on the image below for a free download. 

 

 

 
 

Banking

How to Choose a Financial Institution

The Benefits of Direct Deposit

The Types of Checking Accounts

What You Should Know About Free Checking Accounts

Automatic Debit Risks

Be Aware of Debit Card Fees

What You Should Know About Checking Account Fraud

How to Manage Your Checking Account

 

Budgeting

How to Create a Budget

How to Plan for Occasional Expenses

Expense Planning When You Have a New Baby

Budgeting for Your Next Vacation

Personal Budget Form

 

Credit Reports & Credit Scores

Credit Scoring Fact Sheet

Letter Perfect Credit

What Makes Up a Credit Score

Free Credit Report Order Form

How Bad Credit Hurts You

Clean Up Your Credit Report

 

Dealing with Debt

Three Ways to Pay Off Bills

Coping With Debt

Computing Your Debt to Income Ratio

How to Pay Down Debt

Warning Signs of Debt Trouble

 

Financial Self Help

Tips for Financial Success

How Long to Keep Financial Records

Surviving a Layoff

How to Avoid a Scam

Paying Down Debt

Who Can Ask For Your Social Security Number

Creating a Budget

Common Financial Issues During a Divorce

Widows and Money

Free Tax Preparation

The Effects of Interest Rate Changes

 

Insurance

How to Save on Automobile Insurance

Insurance You Do Not Need

 

Loans

What You Should Know About Debt Consolidation Loans

The Perils of Payday Loans

Understanding Predatory Lending

 

Managing Credit Cards

Balance Transfer Tricks

The Real Cost of Minimum Payments

How to Dispute an Error on Your Credit Card Bill

Dealing with Debt Collectors

 

Mortgages

Becoming Mortgage-Ready

Should You Prepay on Your Mortgage

How to Handle a Mortgage Delinquency

Understanding Home Equity Loans

 

Planning for Retirement

Avoiding Retirement Buyout Scams

Spotlight on Senior Scams

Saving for Retirement