Phone Appointment
You will need to call 1-800-355-2227 to schedule an appointment and check for availability. If you are interested in completing a 60 to 90 minute session with certified credit counselor for pre-filing bankruptcy counseling, but are unable to come into one of our offices, a phone appointment may be what you are looking for.
This appointment will consist of:
- A budget and financial net worth analysis
- An analysis of current financial situation and the factors that caused it
- Alternatives to bankruptcy
- Assistance in developing a plan to respond to financial problems
After the appointment you will be issued a certificate.
What to have ready for the appointment:
- Income verification. (i.e. most recent check stubs, or a bank statement)
- A list of your current living expenses. (i.e. gas, electric, groceries)
- A copy of any creditor statements
- A government issued photo ID
- $50 fee (Money Order or Cashiers Check)
Fees
The fee for the pre-filing bankruptcy counseling session is $50 for either an individual or joint filing. This fee may be waived or reduced in limited hardship circumstances. Please call 1-800-355-2227 for more information regarding this.
CCCS has been “Approved to issue certificates in compliance with the Bankruptcy Code. Approval does not endorse the quality of an Agency's Services."
